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Article From Article Directory Database Checking Fees,
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26, 2013 | Author: Cornelius Nunev | Posted in Business
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Checking charges and other bank charges going up a fact of life

Whenever possible, banks will add more fees. Last year, Bank of America tried
to charge a $5 monthly debit card fee, which ended in devastation. Banks are
always attempting to see what they can get away with on the subject of charging
additional fees.

There have been several rounds of bank fee increases noted already this year,
and checking charges and bank charges are expected, as shown by a MoneyRate
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Banks are at least being regular in the increases in fees.

Overdraft fees higher

MoneyRate releases the survey every few months, using data from more than 100
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banking institutions. This edition of the survey found that, among other charges
that were elevated, the minimum opening balance reached an average of $408.76,
according to Forbes, up from $391.41 in the previous survey.

There was an increase in overdraft fees from $29.23 to $29.83. These charges
are criticized because they are really expensive, which is why a lot of people
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Considering monthly service charges increased from $11.28 to $12.08, the
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banks averaged $11.87 service charges while small banking institutions had $9.88
service charges. Average large banks charged $13.88 in account charges. It is
obvious that larger banking institutions charge much more than smaller banking
institutions do.

ATM fees barely increased, as non-customer ATM use went up by three cents, to
$2.40, but out-of-network ATM went up 18 cents to $1.29.

Credit unions offer checking free of charge

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